Jane Finally Divorced from Her Wife . YEAP! Her Wife

she's paying her former wife millions.

Jane's divorce from Dr. Lara Embry became final Monday. In the property settlement -- obtained by TMZ -- it's apparent gay divorces are just like all the others ... the breadwinner has to give up half. 

Lara -- a psychologist -- gets a lump sum of $1.2 million, spaced over over a 2-year period.

But Lara gets a lot more, including:

-- half of several bank and trust accounts, totaling $847,485

-- half of a 401K totaling $315,079

-- half of the proceeds from their Mullholland Tennis Club membership

-- half of all royalties from Jane's TV appearances, including "Glee"

-- half of their $56,810 tax refund

Lara also gets their L.A. Yacht club membership.

But wait, there's more. Lara gets Francis the dog.